The Big Short showed a very different culture than the last popular financial movie that I watched, The Wolf of Wall Street. The movie followed the separate stories of individuals and offices that foresaw the collapse of the mortgage market well before it happened. Those that foresaw this collapse were not attempting to defraud anyone, or even partake in shady deals they simply went to the banks and bet against them. It was amazing to me that the banks did not look into the situation after being presented with the bets but that really plays into the idea of being "too big to fail." While I am sure that the movie was fictionalized in some ways the culture of the offices/individuals were really based on honesty, the bank worker who went in to Steve Carrel's office was dishonest to the bank but spoke very plainly to the workers of the firm and saw that there was too much to be made to screw them all over.
Another aspect of this movie was that the individuals who worked for the bank/raters were more concerned with their own wealth/commission than that of the company which really came back to bite in the end. This plays into the shortsightedness of those signing the mortgages who did not understand the terms or even have the intention to pay the mortgage back, not unlike some issues with micro-loans in India.
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